For total golf cover, it has to be Tonic!
The fact is that most home policies are not designed to adequately cover the full costs of playing or watching golf.
Tonic Golf is year round, specialist worldwide golf insurance for losses related to playing, travelling or even as a spectator and is the best ‘all-round' insurance protection for clubs, buggies and ancillary costs.
Purchasing cover couldn't be simpler through our on-line facility. With options available for UK nationals and resident ex-pats in Spain and Portugal, Tonic's ground-breaking solution is a clear market leader.
Choose from four options: individual, lady golfer, insured and partner or family membership for complete peace of mind.
Tonic Golf cover is underwritten by the world's largest insurer.
If the best is worth having, it has to be Tonic Golf.
| Availability of cover whilst at golf club or playing golf |
Typical House Insurance | Tonic Golf | Slimline |
| Resident of UK |  |
 |
|
| Resident outside UK (not USA) |  |
|
|
| Injured by accident | |
£75,000 | £50,000 |
| Days cover overseas | Often excluded | 365* | 365* |
| Injury to another person | Often excluded | £5,000,000 | £5,000,000 |
| Clubs are lost, stolen or damaged | Often excluded away from home or altogether | £5,000 | £2,000 |
| Loss or damage to personal effects | Often excluded | £5,000 | £2,000 |
| Third party property damage (non-negligent) | Often excluded | £5,000 | £5,000 |
| Club subscriptions lost because of injury or sickness |
Excluded | £2,500 | £1,250 |
| Tournament fees lost because of injury or sickness |
Excluded | £350 | £150 |
| Hole-in-one | Excluded | £350 | £200 |
| Dental cover | Excluded | £1,500 | £600 |
| Equipment hire after loss of equipment | Excluded | £350 | £200 |
| Excess following total loss of equipment | Ranges from Nil - £250 or more |
NIL | NIL |