Tonic Golf welcomes clients of HowDidiDo.
Tonic Golf is a complete insurance solution for serious golfers and covers more golf-related risks than any other golf policy or home insurance, allowing you to play your shots and not worry about the consequences.

The fact is that most home policies are not designed to adequately cover the full costs of playing or watching golf.
Tonic Golf is year round, specialist worldwide golf insurance for losses related to playing, travelling or just watching as a spectator and is the best ‘all-round' insurance protection for clubs, buggies and club membership related costs.
The following covers are included as standard:
Golfing Equipment Cover
Replacement of your equipment on a new for old basis, following unexpected theft, loss or damage.
Equipment older than one year will be replaced at market value.
Personal Liability
Even the best golfers hit the occasional wayward shot. Tonic’s liability cover protects your legal position, should you damage property or injure another person whilst playing golf.
Personal Accident
Should you be unfortunate enough to sustain a serious injury on the golf course, as a player or spectator, you will be compensated and receive benefit for any hospitalisation.
Golfers Non-Negligent Damage to Third Party Property
Cover for any loss or damage to the property belonging to others that you may have caused accidentally whilst playing golf.
Hole-In-One Cover
Should you score a hole-in-one during a round of golf in a medal or club competition we will pay your Club House expenses.
Personal Effects
Theft or damage of personal effects.
Loss of Golfing Trophies
As a result of theft, loss or damage.
Dental Treatment Following a Golfing Accident
We will pay for any Dental Treatment required following an accident whist playing golf.
Golf Equipment Hire
We will pay the cost of hiring golf equipment if you lose or have your clubs stolen.
Loss of Club Subscription
We will reimburse your club subscription if you are unable to play golf following an accident during the operative period.
Loss of Tournament Fees
We will reimburse non-refundable tournament fees as a result of unexpected injury or sickness preventing you from taking part in a tournament.
Buggy Insurance Cover Option Available
Replacement or repairs to your sit-on buggy following unexpected theft, loss or damage.
Purchasing cover couldn't be simpler...

Available to UK nationals and resident ex-pats in Spain and Portugal, Tonic's ground-breaking solution is a clear market leader.
With 4 options to choose from, you can cover just yourself or everyone in the family who enjoys playing golf.
There's even 50% discount for Tonic European Home** policyholders and substantial discounts available for club subscriptions.
If the best is worth having, it has to be Tonic Golf.

*Personal Accident benefits restricted for children and retired persons.
**Tonic European Home Insurance - click here for more information or for UK Home Insurance call +44(0)207 101 2121